Drivers could risk a £300 fine if they don't check their car insurance policies.

Brits who are now using their cars to commute to work will have to check their agreements ahead of a rule change next week.

If you fail to do this, you could invalidate your car insurance and risk a hefty fine.

When you buy car insurance, you're asked how you plan to use the vehicle, whether it's for commuting or social reasons.

This often impacts how much your premium will cost as different types of driving carry other risks.

Last March, the Association of British Insurers (ABI) introduced support to make it easier for employees to commute during lockdown.

It meant staff members could drive to work without extending their policy, even if it stated they'd only use the car for social purposes.

However, ABI has now confirmed these temporary measures will end on April 30, following several extensions during lockdown.

Now drivers must check to see if their policy is correct if they're planning to commute by car after this date.

If your insurer isn't an ABI member, then you will need to check your policy to make sure your insurance covers you for work travel.

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And if you don't tell them, you could invalidate your policy, meaning your commute to work is uninsured.

Motorists could risk six points on their licence and a £300 fine if the consequences of driving without insurance is severe.

Often insurers support drivers using their own cars for voluntary purposes at no additional cost.

It depends on the type of car insurance you bought, your provider and your policy wording to see if you're covered.

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Some insurances, including Direct Line, allow you to commute on their standard policies.

Ryan Fulthorpe, motoring expert at Go Compare, said: "To reflect changes in driving behaviour as commuting and driving between different workplaces starts to pick up, insurers have reviewed their position.

"From May, drivers who insured their car only for social, domestic or pleasure purposes, but following the pandemic now use their car to travel to work, will have to upgrade their cover.

"If a motorist fails to declare that they drive to work, or drive as part of their work, this could invalidate their insurance and, driving without insurance carries severe penalties."

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